Investment Risk Assessment Calculator

Risk Assessment Questionnaire

1 of 10 questions

Answer all questions to get your personalized risk profile and investment recommendations.

Question 1 of 10

What is your primary investment goal?

Preserve my capital with minimal risk

Low Risk

Generate steady income with moderate growth

Moderate Risk

Achieve maximum long-term growth

High Risk

Aggressive growth with high volatility tolerance

Very High Risk

Question 2 of 10

What is your investment time horizon?

Less than 2 years

Low Risk

2-5 years

Moderate Risk

5-10 years

High Risk

More than 10 years

Very High Risk

Question 3 of 10

How would you react if your portfolio lost 20% in one year?

Sell all investments immediately

Low Risk

Sell some investments and move to safer options

Moderate Risk

Hold investments and wait for recovery

High Risk

Buy more investments at lower prices

Very High Risk

Question 4 of 10

What percentage of your income are you willing to invest?

Less than 5%

Low Risk

5-15%

Moderate Risk

15-25%

High Risk

More than 25%

Very High Risk

Question 5 of 10

What is your experience with investments?

No experience, first time investor

Low Risk

Some experience with basic investments

Moderate Risk

Experienced with various investment types

High Risk

Very experienced, professional knowledge

Very High Risk

Question 6 of 10

How important is liquidity (ability to access funds quickly)?

Very important, need immediate access

Low Risk

Somewhat important

Moderate Risk

Not very important

High Risk

Not important at all

Very High Risk

Question 7 of 10

What is your current financial situation?

Limited savings, living paycheck to paycheck

Low Risk

Moderate savings, comfortable but not wealthy

Moderate Risk

Substantial savings, financially secure

High Risk

Wealthy, investments are for growth not survival

Very High Risk

Question 8 of 10

What annual return do you expect from your investments?

2-4% (just beat inflation)

Low Risk

4-7% (moderate growth)

Moderate Risk

7-10% (above average growth)

High Risk

10%+ (aggressive growth)

Very High Risk

Question 9 of 10

How would you describe your knowledge of investments?

Beginner, need guidance

Low Risk

Basic understanding

Moderate Risk

Good understanding

High Risk

Expert level knowledge

Very High Risk

Question 10 of 10

What is your age range?

65+ years (Retirement)

Low Risk

50-64 years (Pre-Retirement)

Moderate Risk

35-49 years (Mid Career)

High Risk

18-34 years (Early Career)

Very High Risk

Your Investment Risk Profile

Based on your answers, here's your personalized risk assessment.

Risk Tolerance Breakdown

Recommended Asset Allocation

Investment Recommendations

About This Risk Assessment Calculator

This comprehensive risk assessment tool evaluates your investment risk tolerance based on multiple factors including:

Investment Goals: What you want to achieve with your investments
Time Horizon: How long you plan to invest
Risk Capacity: Your financial ability to withstand losses
Risk Attitude: Your psychological comfort with risk
Financial Knowledge: Your understanding of investments
Financial Situation: Your current financial stability

Risk Profile Levels:

Conservative (10-25): Prefers safety and stability over growth
Moderate (26-45): Balanced approach with moderate growth
Growth (46-60): Seeks above-average growth with moderate risk
Aggressive (61-70): Maximizes growth potential with high risk tolerance

Note: This assessment provides general guidance only. Always consult with a qualified financial advisor before making investment decisions.