Mutual Fund Calculator
Systematic Investment Plan (SIP)
Investment Results
Total Investment
$60,000
$60,000
Total amount invested
Estimated Future Value
$116,169
$116,169
After investment period
Wealth Gained
$56,169
$56,169
Total returns earned
Absolute Returns
93.6%
93.6%
Total percentage return
CAGR (Annualized)
12.0%
12.0%
Compound annual growth rate
Real Returns (After Inflation)
8.7%
8.7%
Adjusted for inflation
Investment Growth Visualization
SIP vs Lump Sum Comparison
SIP Investment
$60,000
Total Investment
$116,169
Future Value
93.6%
Total Returns
Lump Sum Investment
$10,000
Total Investment
$31,058
Future Value
210.6%
Total Returns
Comparison
6x
Investment Ratio
3.7x
Value Ratio
-117.0%
Returns Difference
Year-by-Year Performance
| Year | Investment | Value at Year Start | Returns Earned | Value at Year End | Cumulative Returns |
|---|
About This Mutual Fund Calculator
This mutual fund calculator helps you project the future value of your investments using both SIP (Systematic Investment Plan) and lump sum methods. Key features include:
- SIP Calculator: Calculate returns for regular monthly investments
- Lump Sum Calculator: Project growth for one-time investments
- Expense Ratio Impact: See how fund fees affect your returns
- Dividend Reinvestment: Automatically reinvest dividends for compound growth
- Inflation Adjustment: Calculate real returns after inflation
- SIP vs Lump Sum Comparison: Compare both investment strategies
- Year-by-Year Breakdown: Detailed annual performance analysis
Important Mutual Fund Concepts:
- SIP (Systematic Investment Plan): Investing fixed amounts regularly to average out market volatility
- CAGR (Compound Annual Growth Rate): Average annual growth rate over the investment period
- Expense Ratio: Annual fee charged by mutual funds (typically 0.5-2%)
- Dividend Yield: Annual dividend income as percentage of investment
- Power of Compounding: Returns earned on both principal and accumulated returns
Note: This calculator provides estimates based on projected returns. Actual mutual fund performance may vary. Past performance does not guarantee future results. Always consult with a qualified financial advisor.